Diamond Advantage

Diamond Advantage is a solution that benefits both employer and employee consisting of bundled products and services with three main components â?? Salary Administration, Flexible Loans, and Convenient Banking solutions.

The Salary Administration solution relieves employers the burden of salary payments to their employees and enables them reallocate resources to their core business. Employers subscribing to this service simply send payment details electronically upon which the Bank automatically credits their employeesâ?? accounts on payday. For employees who require their salaries paid into accounts with other banks, Diamond Bank sends transfer instructions through NEFT for their account to be credited within 24 hours.

For employees, Diamond Advantage guarantees instant access to a range of convenient banking solutions. These include free debit card, access to the Bankâ??s ATM service, Internet Banking, Mobile and Point of Sale (POS) transactions, as well as competitive pricing.

With the convenient banking services the employee has the option not to visit the bank to access their salaries as same can be done from any ATM and Point of Sale (POS) location, while transactions can be viewed through internet banking and mobile banking service. As a result, employees are better positioned to take greater control of their finances with the ability to transact their banking business from any location without necessarily visiting the bank. With less banking hours to spend, the time gained is channeled into productive activity to the employerâ??s advantage.

Designed to help employees take advantage of their employerâ??s relationship with Diamond Bank, Diamond Advantage also offers Flexible Loan packages tailored according to each individualâ??s specific cash needs. These loan packages include:

Diamond Advance

Diamond Lease

Diamond Personal Loan

Diamond Shares Purchase Scheme